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So far trmdirect has created 85 blog entries.

Protecting Fido vs protecting family

2021-07-06T08:15:00+00:00July 6th, 2021|Critical illness cover, Income protection, Insurance, Life insurance|

It’s difficult to believe that we are seemingly asking the question of “me or the dog”.  According to a study by Halifax* three times as many of us (18%) took out pet insurance in the last year, compared to just 6% of those of us who secured critical illness cover in the same [...]

Avoiding scam artists and pandemic opportunists

2021-06-02T15:22:10+00:00June 2nd, 2021|General tips|

2020 sadly, saw opportunities for fraudsters and scam artists rise. In a study from LexisNexis Risk Solutions July-December 2020 saw a 15 percent rise in transaction volumes across financial services, and mixed with an increase of new-to-digital consumers, and channels and opportunities to exploit, it's now more important than ever to know what to look [...]

Is insurance a necessity or a luxury?

2021-06-02T15:14:53+00:00June 2nd, 2021|Critical illness cover, Income protection, Insurance, Life insurance, Mortgage payment protection insurance|

"Insurance" wears many faces, from pet insurance to mortgage protection, but how necessary is it to insure our valuables and essentials? Some may view insurances as luxury expenses, to add only if you have enough disposable income to play with, but what if the worst should happen? According to the Association of British Insurers* [...]

Could equity release be the key to raising deposits for first time buyers?

2021-06-02T15:09:04+00:00June 2nd, 2021|First time buyer, Lifetime (equity release), Mortgage|

The second half of 2020 saw a 19% increase in the number of Equity Release products sold over the first half of the year, according to the Equity Release Council*. These figures show the robust nature of equity release, and demonstrate that more and more people are looking to money locked up in [...]

Has the pandemic caused you to miss mortgage payments?

2021-06-01T14:01:28+00:00June 1st, 2021|Mortgage|

Furlough and redundancies have contributed to significant reductions in incomes across the last year, so what if you're struggling to make payments on your mortgage as a result? Getting into arrears on your mortgage can be a scary prospect, but don't panic, realistically lenders can't pursue repossession unless all other reasonable attempts to resolve the situation [...]

Do you want to help your relatives get on the property ladder?

2021-03-30T13:26:16+00:00March 30th, 2021|First time buyer, Lifetime (equity release), Mortgage|

In 2020, older homeowners released almost £755 million of equity in order to help younger members of their family meet a range of costs including supporting them with an average of £42,500 to use for a house deposit.* This new research helps illustrate the extent to which younger buyers are being supported by [...]

Homeowners, could you be saving more than £2,000 on average this year?

2021-03-30T13:20:32+00:00March 30th, 2021|Mortgage, Remortgage|

For the majority of homeowners, a mortgage is their biggest monthly outgoing, yet almost a third are not aware of how much they pay in interest each month. In recent research, it has been found that British homeowners could save more than £2,000 on average this year by remortgaging to a fixed-rate product [...]