Home and motor insurance – How the new changes could affect you

2021-09-13T14:58:09+00:00September 13th, 2021|Buildings & contents insurance, General tips, Insurance|

The Financial Conduct Authority (FCA) have recently brought in rules ensuring firms can no longer ‘price walk’ their policies, meaning they can not continue to increase renewal prices year on year, especially where new customers are often seen to be paying considerably less in insurance premiums compared to customers with upwards of 5 years [...]

Have sickness or injury left you unable to work?

2021-09-13T14:56:53+00:00September 13th, 2021|Accident, sickness and unemployment insurance, Critical illness cover, General tips, Income protection, Insurance|

Unemployment has affected many of us at some time or another, and while we always advocate income protection when ensuring your finances are protected should the worst happen, what if this isn’t something you had in place? Check out these tips to helping survive financially if you find yourself unable to work due [...]

Protecting Fido vs protecting family

2021-07-06T08:15:00+00:00July 6th, 2021|Critical illness cover, Income protection, Insurance, Life insurance|

It’s difficult to believe that we are seemingly asking the question of “me or the dog”.  According to a study by Halifax* three times as many of us (18%) took out pet insurance in the last year, compared to just 6% of those of us who secured critical illness cover in the same [...]

Is insurance a necessity or a luxury?

2021-06-02T15:14:53+00:00June 2nd, 2021|Critical illness cover, Income protection, Insurance, Life insurance, Mortgage payment protection insurance|

"Insurance" wears many faces, from pet insurance to mortgage protection, but how necessary is it to insure our valuables and essentials? Some may view insurances as luxury expenses, to add only if you have enough disposable income to play with, but what if the worst should happen? According to the Association of British Insurers* [...]

How to access help while supporting an over burdened healthcare system

2021-03-30T13:04:24+00:00March 30th, 2021|Insurance, Private medical insurance|

Are you one of the many who are still awaiting care that's not related to the pandemic?New data from BMA* indicates that the shutdown of most non-COVID-19 services in the first wave, combined with drastic changes in patient behaviour, mean the NHS is now facing a large backlog of non-COVID-19 care, storing up greater [...]

When should you get a mortgage and insurance adviser?

2021-03-03T14:32:38+00:00March 3rd, 2021|Insurance, Mortgage|

A Mortgage and Insurance adviser is there to help you be on your best financial game from the start, whether it's helping you find a mortgage, protect your income, or select the right insurance for your own business. A mortgage and insurance adviser will go through your requirements, and as they have access [...]

We need to talk about debt

2021-03-03T14:39:47+00:00March 3rd, 2021|Buildings & contents insurance, Insurance, Mortgage, Product transfer, Remortgage, Secured loan (second charge)|

We are walking into a "debt crisis" according to a new report by Step Change. The research shows that 1.2 million people in the UK have faced serious financial issues, including a fall behind on essential bills, and the more common use of credit cards to make debt repayments during the pandemic. The [...]