Have sickness or injury left you unable to work?

2021-09-13T14:56:53+00:00September 13th, 2021|Accident, sickness and unemployment insurance, Critical illness cover, General tips, Income protection, Insurance|

Unemployment has affected many of us at some time or another, and while we always advocate income protection when ensuring your finances are protected should the worst happen, what if this isn’t something you had in place? Check out these tips to helping survive financially if you find yourself unable to work due [...]

Protecting Fido vs protecting family

2021-07-06T08:15:00+00:00July 6th, 2021|Critical illness cover, Income protection, Insurance, Life insurance|

It’s difficult to believe that we are seemingly asking the question of “me or the dog”.  According to a study by Halifax* three times as many of us (18%) took out pet insurance in the last year, compared to just 6% of those of us who secured critical illness cover in the same [...]

Is insurance a necessity or a luxury?

2021-06-02T15:14:53+00:00June 2nd, 2021|Critical illness cover, Income protection, Insurance, Life insurance, Mortgage payment protection insurance|

"Insurance" wears many faces, from pet insurance to mortgage protection, but how necessary is it to insure our valuables and essentials? Some may view insurances as luxury expenses, to add only if you have enough disposable income to play with, but what if the worst should happen? According to the Association of British Insurers* [...]

The effects of lockdown on your mental health

2020-11-13T15:10:53+00:00November 13th, 2020|Accident, sickness and unemployment insurance, Critical illness cover, Income protection, Insurance|

Let's be completely honest: nobody is feeling 100% themselves at the moment. Whether it's the worry of unemployment, concern for your family and friends, or generally you've been feeling a little off since all of this began, each of us are handling everything in a different way, and if you are struggling to feel whole and [...]

Covid-19 and protection products available

2020-03-18T13:11:33+00:00March 17th, 2020|Critical illness cover, Income protection, Insurance, Life insurance, Mortgage payment protection insurance, Private medical insurance|

We know that with Covid-19, also known as Coronavirus, a lot of people may be wondering what cover is available and if what you have in place covers you. The best course of action would be to book a phone call so I can review your current insurance, or suggest any cover I believe [...]

Did the leap day make you lose out?

2020-03-12T15:24:54+00:00March 2nd, 2020|Buildings & contents insurance, Critical illness cover, Income protection, Insurance, Life insurance, Mortgage payment protection insurance, Private medical insurance|

Last month we had one extra day to make use from, but it also turns out one extra day to lose out on. The leap day may go under the radar of many, but research has found that Brits, on a full-time salary, are losing an average of £151.40 because of it1. So, what [...]

Parents…as your children grow, are your plans growing with them?

2020-03-18T13:26:57+00:00February 22nd, 2020|Critical illness cover, Insurance, Private medical insurance|

Being a parent, it’s a hard job, and always deserving of reward days such as Mother’s Day this month (hat’s off to anyone celebrating). When your children are young, the focus is on helping them take those first steps, showing them how to write, even how to sleep through the night; as they get [...]

In 20 years time, where will you be?

2020-02-05T11:14:41+00:00January 31st, 2020|Critical illness cover, Income protection, Insurance, Life insurance, Mortgage, Private medical insurance|

We are now in 2020, which means a brand new decade. It got me thinking...what will happen in the new decade? *One in three babies born in 2016 are expected to live to 100 or more. By contrast, if born in 1916 there is only a 1% chance of still being alive. Talk [...]

Family Income Benefit with Critical Illness Cover: how important is it?

2019-08-23T07:59:01+00:00September 17th, 2019|Critical illness cover, Insurance|

In January 2019, Cover Magazine published an article called ‘Macmillan Cancer Support: How insurers can help’; and it opens with the following statistic: “According to Macmillan research, around 83% of people diagnosed with cancer experience a financial impact, and these people are on average £570 a month worse off. This is often caused by [...]

Are you suffering from ‘illness denial’?

2019-08-23T07:44:09+00:00August 14th, 2019|Critical illness cover, Insurance|

Cancer Research UK has stated that every two minutes someone in the UK is diagnosed with cancer. Despite this 54% of people in a survey by AIG thought they wouldn’t suffer from cancer, heart disease or a stroke in their lifetime. AIG are calling this ‘illness denial’ as figures from the British Heart Foundation [...]