We need to talk about debt

2021-03-03T14:39:47+00:00March 3rd, 2021|Buildings & contents insurance, Insurance, Mortgage, Product transfer, Remortgage, Secured loan (second charge)|

We are walking into a "debt crisis" according to a new report by Step Change. The research shows that 1.2 million people in the UK have faced serious financial issues, including a fall behind on essential bills, and the more common use of credit cards to make debt repayments during the pandemic. The [...]

What’s in the mortgage pot for this year?

2020-01-24T15:49:43+00:00January 15th, 2020|First time buyer, Mortgage, Product transfer, Remortgage|

Last year was a great time for those looking to remortgage. Five-year fixed rate deals proved the most popular as people looked to ride through the economic instability caused by uncertainty over Brexit. We also saw some innovative products come to market such as the first 15-year fixed rate deal for a decade, offered [...]

Fix or float? What is the best mortgage deal at the moment?

2019-08-23T07:39:27+00:00August 21st, 2019|First time buyer, Mortgage, Product transfer, Remortgage|

More than 90% of new mortgage loans are now taken on a fixed-rate, with the most popular of these being a two-year fixed-rate. But with so much choice around, what is the best mortgage deal at the moment? Not bad for a product that wasn’t in existence 30 years ago. What has changed though [...]