Declining rates: Is now a good time to remortgage?

2021-10-05T09:44:43+00:00October 5th, 2021|Mortgage, Remortgage|

“Average mortgage rates for two- and five-year fixed deals have seen the greatest decline in a single month since May 2020. Data from Moneyfacts UK Mortgage Trends Treasury Report shows that for these average rates have now fallen for the third month in a row. The latest average rate for a two year fixed mortgage is 2.38%, [...]

Divorce: What could it mean for your finances

2021-07-26T15:02:00+00:00July 26th, 2021|Mortgage, Remortgage|

According to the BBC’s ‘The Life Project’*, leading   British legal firm Stewarts saw a 122% rise in divorce enquiries   between July & October, compared with the same period last year. And the Office for National Statistics (ONS)** claims that overall, 42% marriages end in divorce.   So what could divorce mean [...]

Homeowners, could you be saving more than £2,000 on average this year?

2021-03-30T13:20:32+00:00March 30th, 2021|Mortgage, Remortgage|

For the majority of homeowners, a mortgage is their biggest monthly outgoing, yet almost a third are not aware of how much they pay in interest each month. In recent research, it has been found that British homeowners could save more than £2,000 on average this year by remortgaging to a fixed-rate product [...]

We need to talk about debt

2021-03-03T14:39:47+00:00March 3rd, 2021|Buildings & contents insurance, Insurance, Mortgage, Product transfer, Remortgage, Secured loan (second charge)|

We are walking into a "debt crisis" according to a new report by Step Change. The research shows that 1.2 million people in the UK have faced serious financial issues, including a fall behind on essential bills, and the more common use of credit cards to make debt repayments during the pandemic. The [...]

You can still buy, sell and move home during lockdown #3?

2021-01-22T15:27:26+00:00January 22nd, 2021|Buildings & contents insurance, First time buyer, Insurance, Mortgage, Remortgage, Secured loan (second charge)|

We know that the third lockdown rules can be a little confusing when it comes to the housing market. If you've been tuning in to the barrage of news conferences from the government, whether it's Boris, Matt, or Rishi, you may be feeling a bit overwhelmed, and we're completely on your side. There seems to be a [...]

How to afford those home improvement projects

2020-11-13T15:15:35+00:00November 13th, 2020|Mortgage, Remortgage, Secured loan (second charge)|

If you're considering giving a new lease of life to your interior, remodelling your kitchen, or building an extension can make your home feel like new. However, regardless of any renovations you wish to make, it's crucial to ensure you have the funding in place. Whilst you can dip into savings, or use credit [...]

Remortgaging during the Coronavirus pandemic

2020-08-04T14:42:29+00:00May 3rd, 2020|Mortgage, Remortgage|

If you're planning to remortgage at the moment, we know you may be worried about your options due to the current circumstance. However, even though we're currently in lockdown, you can still remortgage and can even save money during this time, allowing you to spend it on those you care about.  Remortgages are still able [...]

What’s in the mortgage pot for this year?

2020-01-24T15:49:43+00:00January 15th, 2020|First time buyer, Mortgage, Product transfer, Remortgage|

Last year was a great time for those looking to remortgage. Five-year fixed rate deals proved the most popular as people looked to ride through the economic instability caused by uncertainty over Brexit. We also saw some innovative products come to market such as the first 15-year fixed rate deal for a decade, offered [...]

Fix or float? What is the best mortgage deal at the moment?

2019-08-23T07:39:27+00:00August 21st, 2019|First time buyer, Mortgage, Product transfer, Remortgage|

More than 90% of new mortgage loans are now taken on a fixed-rate, with the most popular of these being a two-year fixed-rate. But with so much choice around, what is the best mortgage deal at the moment? Not bad for a product that wasn’t in existence 30 years ago. What has changed though [...]