First time buyer
Buying your first home should be one of the most exciting times of your life, and yet a little daunting. If you’re unfamiliar with what to do, then our knowledgeable advisers are on hand to take the fear out of looking for a mortgage and will explain every detail in plain, jargon free English.
Let us help turn taking our your first mortgage into the first adventure of many in your new home.
Ok, so you’ve already got a mortgage but are looking to move home. Your new home could be your dream forever home or simply a step up the property ladder.
No matter what your reason is, we’ll use our experience and knowledge to find a range of products that are suitable for your needs, now and in the future. We have access to products that aren’t found on the high street, which means we can give you a range of mortgages to choose from.
It’s more than likely your fixed term deal has come to an end and you’re looking for a better deal on your mortgage. Whether you’re looking to pay off your loan faster, are hoping to make home improvements, are looking for cash to fund that dream holiday, or want to put away for retirement. Whatever the reason, our advisers can search for a range of products to suit your needs and requirements.
If you are over the age of 55, equity release allows you to access money that is tied up in the value of your home, and release the money as a lump sum or as instalments.
But why would you consider equity release? Well, some people use it to live comfortably in retirement, help a family member with a cash gift, or even fund home improvements.
We offer advice and guidance with lifetime mortgages, which allow you to release cash by taking out a loan secured against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.